Back to School Without the Debt: A Survival Guide for Canadian Parents
For parents, the back-to-school season can feel like a financial trap, with hundreds of dollars in expenses popping up all at once. This free e-book, “Back to School Without the Debt: A Survival Guide for Canadian Parents”, is your step-by-step guide to navigating these costs without relying on credit cards, so you can start the school year with confidence and peace of mind.
- Date:
- Author: Spergel
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Many Canadian families are struggling to keep up with back-to-school costs
From supplies and clothing to hidden monthly fees for activities and events, school-related expenses can quietly push parents into a cycle of debt. Our free guide is here to empower you with the strategies and tools you need to stay on budget, spot the warning signs of growing debt, and learn how to get out of it for good.

See What’s Inside
- Identify the hidden school-year debt triggers that can catch you off guard, with a helpful month-by-month cost calendar.
- Learn smart budgeting hacks and a step-by-step blueprint to keep back-to-school spending under control.
- Take our mini Debt Health Check to see if your current spending habits are putting you at risk.
- Get professional advice on tackling debt fast, including how to pay it down or get help from a Licensed Insolvency Trustee.
- Find practical tips for saving money on supplies, clothes, and groceries without sacrificing quality.
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