Licensed Insolvency Trustees (LITs) at Spergel

Expertly Trained, Federally Regulated, and Ready to Help – Find a Licensed Insolvency Trustee Who Understands Your Needs.

For over 35 years, the caring, team of trustees at Spergel have helped over 100,000 people discover how good it feels to be debt free.

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Why Choose a Licensed Insolvency Trustee?

Simple — we’re the only professionals legally authorized to offer full debt relief in Canada.

When debt becomes overwhelming, it’s critical to have the right help on your side. A licensed insolvency trustee in Canada is the only professional legally allowed to file all formal debt relief options, including consumer proposals and personal bankruptcy. At Spergel, we go further by offering personalized care, clarity, and a non-judgmental path forward.

Here’s why Canadians choose us:

Trustees are dedicated to providing exceptional service and support, ensuring you receive the highest level of care and expertise.
Federally regulated, professionally certified, and trusted across the country
FREE, no-pressure consultations tailored to your needs
We can reduce your debt by up to 80%
We’ll communicate with your creditors so you don’t have to
We protect what matters — including your home and income
Fees are government-regulated and transparent
Immediate stop to wage garnishments and collection calls

Meet Our Team

We’re Also Good Listeners

Everyone’s situation is different, and we treat it that way. We speak with Canadians just like you every day, and we’re ready to listen and help you find a solution that works.

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What a Licensed Insolvency Trustee Covers

Your path to debt freedom starts now — here’s how we can help:

Consumer proposals

Settle your debts with one affordable monthly payment while keeping your assets.

bankruptcy services

When it’s the best option, we guide you step-by-step toward a fresh start.

cra tax debt help

We negotiate directly with the CRA to help resolve tax debt without the fear.

Corporate Insolvency

If your business is struggling, we provide clarity and a plan for financial recovery.

debt consolidation

Combine your debts into one manageable payment and reduce stress.

You Don’t Have to Do This Alone

We’re here to help.

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Find Out How Much You Can Save With a Consumer Proposal!

A consumer proposal is one of the most powerful tools we offer to reduce your debt and protect your future. Try our calculator and see how much you can save.

Debt Calculator

Transparent and Ethical Practices

Debt is hard — the help you receive shouldn’t be. At Spergel, we believe in doing things differently. That’s why we put your best interests first, with open, honest guidance every step of the way.

Chartered Insolvency & Restructuring Professionals (CIRP)

Our Chartered Insolvency and Restructuring Professionals are recognized as the most highly trained and educated debt experts in Canada.

This prestigious certification signifies advanced expertise in managing insolvency proceedings, including consumer proposals and bankruptcies. This certification enhances our capability to provide exceptional, government-licensed debt relief services and our commitment to ensuring our clients receive the best possible financial guidance and solutions.

Better Business Bureau

At Spergel, our Better Business Bureau (BBB) accreditation is a testament to our commitment to ethical business practices and customer satisfaction.

Being BBB accredited means that we adhere to the highest standards of integrity and transparency, providing our clients with reliable and trustworthy debt relief services. It further solidifies our reputation as a dependable partner in financial recovery, ensuring that our clients can have complete confidence in the quality and professionalism of the support they receive from us.

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How We've Helped Canadians Find Hope and a Fresh Start

Through one-on-one guidance, real compassion, and proven solutions, we’ve helped over 100,000 Canadians break free from debt and start again with confidence. See what they have to say!

We Know the First Step Can Be the Hardest

But it’s also the most powerful. If you’re wondering how to connect with a Licensed Insolvency Trustee in Canada, let us help you do it on your terms.