Guaranteed Debt Freedom Starts Here

Speak with a Licensed Insolvency Trustee at Spergel to discuss your options and come up with a plan tailored to your needs.

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Choose What Works Best for You

It’s important to us that you feel comfortable in how you connect with us. We’re here for you.

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Book a Specific Date/Time

Call Us During Business Hours

When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.

Toll Free: 1-877-557-7367

Monday to Friday 8am – 7pm EST

Saturday 9am – 4pm EST

Sunday 10am – 5pm EST

You can also reach us at one of our office locations phone numbers. See our list below on this page.

Mobile Text Us During Business Hours

From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.

Monday to Friday 8am – 7pm EST

Saturday 9am – 4pm EST

Sunday 10am – 5pm EST

Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.

Email Us

Sometimes a simple email is the way to get things rolling.

Expect a reply from us during our business hours:

Monday to Friday 8am – 7pm EST

Saturday 9am – 4pm EST

Sunday 10am – 5pm EST

Click the button below to reach or use our email address:
hello@spergel.ca

Reach Out By Email

At Spergel, we know every situation is different — whether you’re already working with us, exploring your options, or interested in joining our team. To make things easier, here are dedicated email addresses so your message gets to the right place quickly.

New to Spergel

Exploring debt solutions for the first time? Let’s talk about it.

Existing Clients

Already working with us? Ask questions about your file here.

Creditor Package Requests

For creditor package requests, please email:

Careers at Spergel

We’re always looking for people who want to help others in debt.

Media Requests

For expert insights, commentary, or media on Spergel, please email:

See Why We’re Top-Rated Across Canada

Real stories. Real results. Hear from people we’ve helped on their journey to a debt-free future.

Finding Debt Help - Closer to Home

We have offices in over 40 locations across Canada, and we’re even open evenings and weekends. Why? Because we believe getting debt help should be close to home.

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LOCATE YOUR GEOPOSITION

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Here's What to Expect When You Get In Touch

We know reaching out about debt can feel like a big step.

That’s why we’ve made the process simple, effective and completely judgment-free. Here’s how we’ll work with you to find the right solution — together.

Number one

Book your consult

Using our General Booking Form, or our Calendar Booking Form to pick a time/date that works best for you. It’s free and confidential!

Number two
TALK TO AN EXPERT

You’ll meet with a caring Licensed Insolvency Trustee who listens and can answer questions specific to your situation.

Number three

EXPLORE YOUR OPTIONS

We’ll review and explain all your debt help choices in clear, simple terms. You’re under no obligation!

number four
Start feeling better

You’ll leave with a plan and a real sense of relief that there are ways to get rid of your debt. Once you file, you’ll feel better, we guarantee it.

Preparing for an In-Person Appointment?

Here’s what to bring and what information to fill out for an appointment at one of our local offices.

Contact Us

REVIEW OUR CHECKLIST

To get the debt help that you need, please bring a list of who you owe money to, along with the amount owed to each, a list of everything you own, and your monthly household budget. Don’t have everything right away? Don’t worry, we will guide you through each step.

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PRINT & FILL OUT THE FORM

We’ll walk you through our application process. But, if you want to prepare for your debt-free assessment consultation in advance, download our information form and fill in what you can.

Get Real-World Money Tips and Insights Straight to Your Inbox

Stay informed with practical advice, tools, and stories designed to help you take control of your debt and build a stronger financial future. No jargon, no judgment — just support that makes sense.

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