Chris Galea
If you’re ready – so are we.

Highlights
- Hockey Spirit: Plays pick-up hockey with friends.
- Quality Time: Values time with loved ones.
- Well-Rounded: Balances life and work thoughtfully
About Chris
Educator. Thinker. Advisor.
With more than 20 years of experience as a Licensed Insolvency Trustee, Chris brings both expertise and empathy to every client he supports. He has guided countless individuals and families through the complexities of bankruptcy and consumer proposals, always focused on making sure people truly understand their options before making decisions.
Chris believes that learning never stops. Just as he enjoys exploring new ideas and technologies in his spare time, he applies that same curiosity and clarity to demystifying financial challenges. For Chris, insolvency isn’t about numbers alone—it’s about helping people regain confidence and control over their future.
His thought leadership has been featured in articles and media interviews, including CTV News’ “Let Spergel Spare You from Debt Discomfort”, highlighting his role as a trusted voice in the field.
Outside of work, Chris values balance. Whether he’s on the ice for a game of pick-up hockey, spending quality time with his family, or embracing new ways to work and live well, he brings a grounded, relatable approach to life.
Approachable, forward-thinking, and deeply committed to his clients, Chris is recognized not only as a seasoned financial professional, but also as someone who truly understands the human side of debt.
Articles of Interest
From Spergel Learning Centre
- Bankruptcy exemptions by province in 2025
- Debt and rent in Canada: what to do if you’re behind on payments
- How rent increases are impacting Canadian households – and what you can do about it
- Parenting and debt: how to stay afloat when raising kids isn’t cheap
- Can I ignore debt collectors? What really happens if you do
- What is a FICO score – and why does it matter in Canada?
We’re also just humans — and we know that this is the hardest step to take. If you’re ready, so are we.

Find Out How Much You Can Save With a Consumer Proposal!
A consumer proposal is one of the most powerful tools we offer to reduce your debt and protect your future. Try our calculator and see how much you can save.
They Said It Best
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