Colin Boulton
If you’re ready – so are we.

Highlights
- Triathlete: Trains and competes in triathlons.
- Resilient: Embraces endurance and challenge.
- Persistent: Lives the value of pushing forwards.
About Colin
Strategist. Athlete. Guide.
Colin knows that getting out of debt isn’t a sprint—it’s a marathon. With more than 20 years of experience guiding individuals and businesses through financial challenges, he brings the patience, endurance, and strategy needed to see clients through to the finish line.
As the leader of Spergel’s eastern and northern Ontario offices—including Oshawa, Peterborough, Lindsay, Ajax, Scarborough, and beyond—Colin has worked with a wide spectrum of cases, from personal debt relief to complex business matters. His deep expertise as a Licensed Insolvency Trustee ensures that every client receives clear, customized solutions designed to fit their unique financial situation.
Colin’s approach is grounded in empathy and persistence. He understands the weight of the decisions his clients face, and he takes the time to ensure they feel supported at every stage of their journey. For him, success means more than eliminating debt—it means helping people regain control, confidence, and peace of mind.
Outside the office, Colin practices what he preaches about endurance. A dedicated triathlete, he trains for and competes in races that test both physical and mental resilience. This balance between professional excellence and personal passion underscores his modern, holistic approach to helping clients achieve lasting financial freedom.
Articles of Interest
From Spergel Learning Centre
- Surplus income limits in Canada – updated for 2025
- The hidden stress of everyday spending in Canada
- Why do I have different credit scores?
- Zero based budgeting: what it is and how to get started
- Envelope budgeting: how it works and how to get started
- Warning signs of debt: how to spot financial trouble before it’s too late
We’re also just humans — and we know that this is the hardest step to take. If you’re ready, so are we.

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