Guaranteed Debt Freedom Starts Here
Speak with a Licensed Insolvency Trustee at Spergel to discuss your options and come up with a plan tailored to your needs.

Choose What Works Best for You
It’s important to us that you feel comfortable in how you connect with us. We’re here for you.
Quick Contact Form
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Book a Specific Date/Time
Call Us During Business Hours
When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Toll Free: 1-877-557-7367
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
You can also reach us at one of our office locations phone numbers. See our list below on this page.
Mobile Text Us During Business Hours
From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.
Email Us
Sometimes a simple email is the way to get things rolling.
Expect a reply from us during our business hours:
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Click the button below to reach or use our email address:
hello@spergel.ca
Reach Out By Email
At Spergel, we know every situation is different — whether you’re already working with us, exploring your options, or interested in joining our team. To make things easier, here are dedicated email addresses so your message gets to the right place quickly.
New to Spergel
Exploring debt solutions for the first time? Let’s talk about it.
Existing Clients
Already working with us? Ask questions about your file here.
Creditor Package Requests
For creditor package requests, please email:
Careers at Spergel
We’re always looking for people who want to help others in debt.
Media Requests
For expert insights, commentary, or media on Spergel, please email:
See Why We’re Top-Rated Across Canada
Real stories. Real results. Hear from people we’ve helped on their journey to a debt-free future.
Finding Debt Help - Closer to Home
We have offices in over 40 locations across Canada, and we’re even open evenings and weekends. Why? Because we believe getting debt help should be close to home.
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LOCATE YOUR GEOPOSITION
Description
Here's What to Expect When You Get In Touch
We know reaching out about debt can feel like a big step.
That’s why we’ve made the process simple, effective and completely judgment-free. Here’s how we’ll work with you to find the right solution — together.
Book your consult
Using our General Booking Form, or our Calendar Booking Form to pick a time/date that works best for you. It’s free and confidential!
You’ll meet with a caring Licensed Insolvency Trustee who listens and can answer questions specific to your situation.
EXPLORE YOUR OPTIONS
We’ll review and explain all your debt help choices in clear, simple terms. You’re under no obligation!
You’ll leave with a plan and a real sense of relief that there are ways to get rid of your debt. Once you file, you’ll feel better, we guarantee it.
Preparing for an In-Person Appointment?
Here’s what to bring and what information to fill out for an appointment at one of our local offices.
REVIEW OUR CHECKLIST
To get the debt help that you need, please bring a list of who you owe money to, along with the amount owed to each, a list of everything you own, and your monthly household budget. Don’t have everything right away? Don’t worry, we will guide you through each step.
PRINT & FILL OUT THE FORM
We’ll walk you through our application process. But, if you want to prepare for your debt-free assessment consultation in advance, download our information form and fill in what you can.
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