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Bankruptcy exemptions by province in 2025
Are you considering filing for bankruptcy? Like many Canadians, you might be under the impression that you lose everything when you file.
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Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with Helpful Articles & Debt Advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
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Surplus income limits in Canada – updated for 2025
Each year, the Office of the Superintendent of Bankruptcy updates the surplus income limits for individuals filing for bankruptcy in Canada.
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Unsure about filing for debt relief? Here’s how to feel confident in your next step
Starting the journey to deal with your debt is a big, brave step – but it’s also completely normal to feel unsure about filing for debt relief.
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The hidden stress of everyday spending in Canada
Many Canadians worry about major life costs – mortgages, car loans, or tuition – but there’s another, quieter source of financial stress that often gets overlooked: everyday spending.
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Debt and rent in Canada: what to do if you’re behind on payments
Falling behind on rent? You’re not alone. With the rising cost of living, more Canadians are facing the difficult reality of choosing between paying rent and managing debt.
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What NOT to do before filing bankruptcy or a consumer proposal
Considering filing bankruptcy or a consumer proposal in Canada? These are powerful legal debt relief solutions that can help you erase debt and rebuild your financial future.
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The cost of living in BC: what you need to know
Living in British Columbia offers stunning scenery, thriving cities, and a desirable lifestyle – but all of that comes at a cost.
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How rent increases are impacting Canadian households – and what you can do about it
Across Canada, rent increases are straining household budgets and forcing families to make tough financial choices. In many cities, the cost of renting has risen faster than wages, making it harder to afford basic living expenses – let alone get ahead.
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Parenting and debt: how to stay afloat when raising kids isn’t cheap
Across Canada, rent increases are straining household budgets and forcing families to make tough financial choices.
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House rich, cash poor? Why a consumer proposal may be a smarter option than a reverse mortgage
In today’s economic climate, more and more Canadians are facing a troubling reality: their homes are worth more than ever, but their wallets are emptier than they’ve ever been.
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Reverse mortgage vs consumer proposal: which is the best solution for homeowners?
Homeownership can be both a blessing and a burden. If you’re “house rich, cash poor,” meaning your home has appreciated in value, but you’re struggling with high-interest debt or limited monthly income, you may be considering a reverse mortgage as a solution.
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Why do I have different credit scores?
Ever checked your credit score on two different apps – only to see two totally different numbers? You’re not alone.
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