Articles
CEBA loan extension: when is yours due?
The Canada Emergency Business Account (CEBA) has been a crucial lifeline for many businesses facing financial challenges from the COVID-19 pandemic.
Articles
Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with Helpful Articles & Debt Advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Articles
What can I keep in a consumer proposal?
Navigating your financial challenges in Canada can feel like a daunting task, but consumer proposals are a viable solution for those seeking relief from overwhelming debts.
Articles
Are you living within your means?
In a world facing ongoing economic shifts and financial uncertainty, it is more important than ever to regularly review your financial health.
Articles
Financial goals: how to set them and avoid debt
Many of us know just how important it is to have financial goals in place in order to try and achieve financial wellbeing, and to achieve the things we want most out of life.
Articles
How can I get my finances in order?
Managing your finances effectively is a crucial step towards achieving financial stability and peace of mind.
Articles
Spergel’s most popular blogs of 2023: a roundup
Welcome to the roundup of Spergel’s most engaging and insightful blogs that shaped the discourse in 2023.
Articles
Credit counselling in Canada – how to secure the help you need
Facing debts and financial challenges can be overwhelming, but in Canada, there are plenty of resources available to help you manage debt and regain control of your finances.
Articles
Debt consolidation in BC: your options
Debt consolidation is a financial strategy that many individuals in British Columbia (BC) consider to manage their multiple debts more efficiently, or indeed to make it easier to repay their debt
Articles
How long after a consumer proposal can I get a mortgage?
A consumer proposal is an excellent form of legal debt relief for many Canadians, and is an increasingly popular bankruptcy alternative.
Articles
High interest loans: what you need to know before you sign
In a financial climate where interest rates keep rising and there is a rising cost of living, many of us might make financial decisions that are not necessarily our first resort.
Articles
Debt trap: how to stop the cycle for good
In a world where financial challenges and bills become a part of daily reality, it is unsurprising that many individuals find themselves trapped in a relentless cycle of debt.
Articles
Long term payday loans: the consequences
Payday loans are often used by Canadians for their short term, convenient means of accessing funds.
See How Much You Could Save With a Consumer Proposal!
Not sure where to start? Our easy-to-use calculator helps you estimate how much a consumer proposal could reduce your debt.
How We Help Others
Don’t take our word for it. See what some of our past clients have said.
We Know the Hardest Part Is the First Step
It’s also the most important step. Let’s talk — we guarantee that we can help you.
Quick Contact Form
"*" indicates required fields
Book a Specific Date/Time
Call Us During Business Hours
When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Toll Free: 1-877-557-7367
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
You can also reach us at one of our office locations phone numbers. See our list below on this page.
Mobile Text Us During Business Hours
From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.
Email Us
Sometimes a simple email is the way to get things rolling.
Expect a reply from us during our business hours:
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Click the button below to reach or use our email address:
hello@spergel.ca
Let’s Find What Works for You
Busy Schedule? Book a Date/Time:
Prefer to Call? Reach Us Here (Toll Free):
Find a Spergel Office Near You
Use the map to find a Spergel office near you and connect with a Licensed Insolvency Trustee.