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Revolving loan: what is it?
In the world of personal and business finance, loans play a crucial role in helping individuals and companies to achieve their financial goals.
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Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with Helpful Articles & Debt Advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
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What is an instalment loan?
In Canada, financial flexibility is essential for many individuals and businesses to manage expenses, whether for personal reasons, education, or starting a new venture.
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Secured vs unsecured loan – what’s the difference?
In Canada, as in many other countries, individuals and businesses have access to lots of different types of loan to fulfil their financial needs and goals.
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What are credit bureaus in Canada and how do they work?
Like many Canadians, you probably check your credit report and credit score regularly.
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What happens if you can’t pay your CEBA loan?
The Canada Emergency Business Account (CEBA) was introduced by the Canadian government in response to the economic challenges posed by the COVID-19 pandemic.
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How do I avoid repossession?
Repossession is a tough situation that many Canadians might face when they struggle to pay for financed assets like homes, cars, or other valuable assets. It usually happens when a lender reclaims the asset or property when payments are not made in full or on time.
Articles
Unsecured loans: what are they?
When it comes to personal finance, loans are an invaluable tool that help to empower Canadians to meet their financial goals and aspirations.
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What is exempt from garnishment in Canada?
A wage garnishment is the legal process of collecting debts directly from an individual’s wages or bank account.
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What can I keep when declaring bankruptcy in BC?
Bankruptcy is a significant form of legal debt relief in Canada. It is a decision an individual may make when faced with overwhelming debt and financial hardship.
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Top signs of a debt management scam
Tackling debt can be overwhelming, with more Canadians facing financial challenges each year.
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Can the bank take my money if I fall behind on debts?
Unfortunately in life, financial challenges can come about for any of us. Be it unexpected bills, a life event like a divorce, or a job loss, it is possible for anyone to fall behind on debts.
Articles
Types of consumer loan and how to use them
There is a common misconception in Canada that all types of debt is bad. Good debt, however, is such a thing – provided you take on loans with a goal of investing in the future or learning new skills, it can be a wise move.
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