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How to fix a bad credit score in Canada
Having a good credit score in Canada is important for keeping your finances stable. It will help you to access more credit, like a loan, mortgage, or credit card with a reasonable interest rate
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Discover More About Debt and Debt Solutions in Canada with Helpful Articles & Debt Advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
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Top strategies to make yourself creditor proof in Canada
In today’s unpredictable economic landscape, protecting your assets from your creditors is an important consideration for both individuals and businesses.
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Bankruptcy records in Canada – who will find out?
Bankruptcy in Canada is the legal process of assigning any non-exempt assets you may have over to a Licensed Insolvency Trustee in exchange for the clearance of any unsecured debts you may have.
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A guide to your credit card utilization rate and why it matters
Credit cards are an invaluable tool for millions of Canadians. They provide convenience, safety, and allow you to make purchases without having to physically carry cash around with you.
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How does debt consolidation work?
If you have discovered this article, you may have heard of debt consolidation, but not be entirely sure how it works or where to get started.
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What is a creditor?
When it comes to owing debts, and exploring forms of debt relief including consumer proposals and bankruptcy, you may see the term ‘creditor’ thrown around a lot.
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Consumer proposal Toronto – all you need to know
Struggling to make your monthly payments? In need of debt relief that will substantially reduce your monthly payments?
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Payment holiday on mortgage – what to do if you are struggling
If you are struggling to make your mortgage payments, you might find a payment holiday on your mortgage helpful.
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Cost difference between bankruptcy and consumer proposal
If you are facing substantial debts and are struggling to make your repayments on time, you may well be considering filing a bankruptcy or a consumer proposal.
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Bankruptcy or consumer proposal from abroad – is it possible?
Do you have Canadian debt while living outside of the country? Considering filing bankruptcy or consumer proposal from abroad? Or considering ignoring it, hoping it will go away?
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Are interest rates going up in Canada?
It can feel unsettling when changes are being made across the country – especially so when the changes can affect each and every one of us.
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How to get rid of credit card debt
For many Canadians, credit cards can quite easily become relied on for most of our finances.
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