Articles
Household debt in Canada: what to do if yours is high
Headlines have been made recently around Canada’s household debt being higher than any other G7 country.
Articles
Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with Helpful Articles & Debt Advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Articles
Why would a consumer proposal be rejected?
Now we have established that a consumer proposal can be rejected, you are likely wanting to know more about the reasons why.
Articles
Second mortgage to pay off debt – is it worth it?
If you are struggling with crippling debts and do not know how to make your next payment, you may have considered taking out a second mortgage to pay off your debt.
Articles
Rising interest rates and debt – how you can stay in control
The Bank of Canada has recently raised the interest rate to the highest it has been in 22 years.
Articles
What is a conditional discharge in bankruptcy?
Bankruptcy can seem like an intimidating process, but it does not need to be. At Spergel, our experienced Licensed Insolvency Trustees have been helping Canadians to file bankruptcy for over thirty years, and we are here to help you too.
Articles
Consumer proposal vs credit counselling: which is best?
Struggling with multiple debts that do not ever seem to disappear? Ready to get rid of your debt once and for all? If you are keen to gain debt relief, you may well have heard of both credit counselling and a consumer proposal.
Articles
Disadvantages of consumer proposals: what are the alternatives?
A consumer proposal is a form of debt relief that is backed by the Canadian government.
Articles
Canadian bankruptcy law: a guide to each province
In Canada, bankruptcy law is underpinned by a couple of key pieces of federal legislation.
Articles
Canadian debt collection laws: what can debt collection agencies do?
It is not difficult for debt collectors or collection agencies to make anyone feel nervous, especially when they are calling relentlessly and turning up at the door unexpectedly in order to reclaim owed money.
Articles
Does bankruptcy clear CRA debt?
Owing tax debt can be a stressful situation, particularly if you are struggling to make your repayments.
Articles
Financial hardship: what to do if you are struggling
There are many circumstances in life that can lead to financial hardship.
Articles
Mortgage rate increase: how will I afford it?
It seems like literally everything is going up in price these days in Canada – the price of rent, the cost of living, and of course interest rates on mortgages.
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