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Payday loans and bankruptcy: everything you need to know
If you have struggled to make everyday payments like bills and to pay off your debts, you may well have considered taking out a payday loan.
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Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with Helpful Articles & Debt Advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
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No more debts: how to live a life free from debt
It was recently revealed that households in Canada now owe more than the country’s entire GDP.
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Credit card consolidation: a guide
Battling with unmanageable credit card debt? Got multiple credit cards and finding it difficult to stay on top of each of the payments? Credit card consolidation could be a good option for helping to simplify your debt, along with having a number of other benefits.
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Debt Management Program (DMP) – all you need to know
Are you struggling with overwhelming debt? Owe different debts to a number of different creditors? At Spergel, with over thirty years’ experience of helping Canadians gain debt relief, we understand how stressful this financial situation can be.
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Hardship assistance in BC: a guide
Unfortunately in Canada these days, it is all too easy to find yourself in over your head with debt.
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Writ of execution: what is it?
A writ of execution is a formal order issued by a body with judicial jurisdiction, like a court, that puts in force a judgement of possession and instructs the law to begin transferring property as the result of a legal order.
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Debt avalanche method – how does it work?
It is all too easy to feel as though you are standing on top of a mountain of debt when you have various bills and expenses to pay off.
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How much debt is too much in Canada?
There are many reasons why more and more Canadians are finding themselves with increasing amounts of debt each year.
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Lien on property? Here’s what to do
In order to understand what a lien on property is, you first need to understand how a loan works.
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Resolve student loan debt: student loan FAQs
For so many Canadians these days, repaying student loans is an ongoing challenge – even more so with the current student debt crisis.
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CRA Notice of Assessment: what is it?
You have likely discovered this page if you have recently submitted your tax return and are unsure of what a CRA Notice of Assessment is.
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How do I find out who I owe collections to?
There is nothing more stressful than receiving persistent collection calls from agencies claiming that you owe them money.
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