Articles
Pre-approved line of credit: the pros and cons
From time to time, many of us will receive notifications from online lenders or financial institutions to share that they have a pre-approved line of credit for us.
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Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with Helpful Articles & Debt Advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
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Can a collection agency take you to court in Canada?
If you find yourself struggling with overwhelming debts, you have likely experienced harassing collection calls and possible threats from debt collectors or collection agencies to take further action against you if you are not able to make your debt repayments quickly.
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Can you go to jail for debt?
If you have overwhelming debts that you are struggling to repay, you may worry about whether or not you can go to jail for not paying debt.
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How to negotiate credit card debt settlement yourself in Canada
In Canada this year, the average amount of consumer debt (non-mortgage) rose to $21,128 in Q2 2022 which naturally results in a huge amount of Canadians looking for debt relief across the country.
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The best way to pay off credit cards
It is all too easy for many of us to rack up credit card debt in Canada.
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How to budget to pay off debt
Debt has various consequences, and can cause a number of problems including mental health issues and consequences on your lifestyle.
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Ontario debt collection laws: what you need to know
Debt collection is one of the most stressful experiences for any Canadian.
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How long does a consumer proposal stay on your credit report?
A consumer proposal is an increasingly popular form of debt relief in Canada, and a great alternative to bankruptcy.
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Fastest way to clear credit card debt – what is it?
Debt is challenging for most of us to pay off. There are many causes of debt, and before you know it, it can quickly accumulate. If you find yourself in a situation where your debt is becoming overwhelming, it is important to speak to a Licensed Insolvency Trustee as soon as you can.
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Do you have to pay to go bankrupt?
Bankruptcy is a great method of debt relief for many Canadians. It is the process of assigning any non-exempt assets over to a Licensed Insolvency Trustee in exchange for the clearance of any unsecured debts.
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Debt snowball method – what is it?
The average consumer debt in Canada for Q2 2022 – excluding mortgages – totalled a whopping $21,128, with mortgage borrowing also on the rise year on year.
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Credit counsellor vs Licensed Insolvency Trustee: what’s the difference?
If you have arrived at this article, you are likely trying to understand the difference between a credit counsellor and a Licensed Insolvency Trustee (LIT).
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