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How to file bankruptcy online in Canada
Wondering how to file bankruptcy online in Canada? Thankfully, filing bankruptcy or a consumer proposal online yourself is now possible in Canada with Spergel.
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Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with Helpful Articles & Debt Advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
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Consumer proposal reviews and experiences
You have probably already heard about consumer proposals as one of the best formal debt settlement options provided by Licensed Insolvency Trustees if you are looking for consumer proposal reviews.
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CRA notice of collection: how to act
Receiving a CRA notice of collection can be pretty alarming when you were not expecting it, or if you do not know what to do with it.
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Bankruptcy lawyer or Licensed Insolvency Trustee?
If you suddenly become insolvent, it can be confusing to understand whether you require a bankruptcy lawyer or a Licensed Insolvency Trustee.
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Debt collectors: what to do when they contact you
We know how disruptive and frustrating calls from collection agencies and debt collectors can be. If you have had debt in collections for a long time, the chances are debt collectors are calling often. You might even be receiving calls at work.
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Cosigning a loan – what you need to know beforehand
If you are having difficulty securing a personal loan, or are struggling to secure a competitive interest rate alone, cosigning a loan could be a good option for you.
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Declaring bankruptcy in Ontario: your go-to guide
Insolvency is generally unplanned and can feel quite overwhelming if you are unfamiliar with the process.
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What is a home equity loan?
A home equity loan is a loan that is secured by the equity in a property you own. The idea behind a home equity loan is that it is a way to borrow potentially a large amount of money quickly at a low interest rate.
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Tax debt help: what you need to know
A big tax bill is never welcome to anyone when it arrives. It often feels even worse if the tax debt is the unexpected result of a mistake in filing, which can often happen.
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Money problems: how to spot them and how to tackle them
Money problems are something most of us will experience at some point in our lives. The trouble is, they are not always the easiest to identify sometimes until it is too late. If you are not able to spot the signs of having money problems, you could miss how much financial difficulty you are actually experiencing.
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Does a consumer proposal affect my credit?
For many Canadians, a consumer proposal is an excellent way of gaining debt relief. It is now the #1 insolvency solution in Canada.
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How to pay back OSAP in Canada
There are many wonderful things to celebrate about graduating from your post-secondary studies.
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