Articles
If you make minimum payments on your credit card, do you get charged interest?
If you have a sizeable balance on your credit card, the thought of paying off your credit card debt can be a little overwhelming.
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Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with Helpful Articles & Debt Advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
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Help with CRA debt
CRA debt refers to tax debt owed to the Canada Revenue Agency (CRA). Sometimes, it can be difficult to pay your taxes and we understand just how stressful this can be.
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CRA collections on student loans – how to act
Much like any other debt, if you default on payments for your student loan, your creditor can send your account to a collection agency.
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How does a consumer proposal work?
A consumer proposal is often considered the best bankruptcy alternative in Canada. If you are struggling with overwhelming debt but are keen to avoid bankruptcy, a consumer proposal may be an appropriate debt relief solution for you.
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What is a good credit score in Canada?
When it comes to seeking out new credit or loans, there is a lot of emphasis from lenders on credit score.
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Can I get a loan while in a consumer proposal?
If you have filed a consumer proposal, you may find at some point while making your repayments that you want to take out a loan.
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Wage garnishment in Ontario: what you need to know
If you are struggling with unmanageable debt in Ontario, you are not alone.
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How to get a loan with bad credit
With rising interest rates and growing costs of living across Canada, especially in cities like Toronto and Vancouver, it is little surprise more and more Canadians are running into bad credit.
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What is a bad credit score?
In Canada, a credit score is a three digit number between 300 and 900. It is impacted by your spending behaviour, and your ability to make repayments on any debt you owe.
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Does debt get split during divorce?
Nowadays in Canada, sadly almost 40% of marriages end in divorce. Although of course there are a number of different reasons for marriages to end in divorce, financial problems are a very common cause for divorce.
Articles
How many missed payments before car repossession?
Do you feel like you can’t afford your car payments? Perhaps you are late on some payments, and nervous that your car may be repossessed?
Articles
Is my spouse responsible for my credit card debt?
Debt and relationships can be a challenging topic, and often the two subjects do not go hand in hand.
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