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How do payday loans work?
Payday loans are high-interest loans that are taken out to tide you over for the short term. They get the name ‘payday loan’ from the idea that you will need to repay the loan within your two-week payday cycle.
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Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
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Unpaid credit card debt consequences – what are they?
Receiving credit card bills you know you cannot afford is a tough scenario. It can also often escalate – credit card debt can rack up, and it may have a knock on effect on other payments you owe, like payday loans or utility bills.
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Debt advisors in Canada – what can they help with?
If you are struggling with overwhelming debt, bills that are growing out of control, and loans you know you simply cannot repay, you are probably searching for debt advisors in Canada
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Causes of bad debt: how Canadians can find themselves in financial difficulty
Nowadays, many Canadians are carrying some form of debt with them.
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What is a payday loan?
If money is tight and you are struggling to repay overwhelming debts or bills, you may be considering a payday loan.
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How to pay off Christmas debt
It is January, the holidays have been and gone, and the Christmas credit card bills have landed on your doorstep.
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Can you keep a credit card with a consumer proposal?
A question that is frequently asked during consumer proposal consultations is ‘can you keep a credit card with a consumer proposal?’ Put simply, yes you can keep a credit card with a consumer proposal.
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How many times can an individual file bankruptcy?
Ever wondered how many times can an individual file bankruptcy? Perhaps you have already filed bankruptcy once before, and may find yourself in a situation where you are facing overwhelming debt once again.
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How to create a Christmas budget
Christmas is undoubtedly the most wonderful time of the year – but for most of us, it is also the most expensive time of the year.
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Should I use home equity to pay off debt?
If you are a homeowner and have been in your property for a number of years, you probably have some home equity.
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Does bankruptcy stop tax debt in Canada?
In Canada, tax debt is a very common occurrence. It is easy for any of us to create, particularly if you have worked an extra job, or taken out RRSP funds early for an emergency or to make a large purchase.
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Is a consumer proposal worth it?
If you have discovered this article, you are probably interested in filing a consumer proposal.
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