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If you’re struggling with debt, taking that first step toward getting help can feel overwhelming. At Spergel, we know how stressful it can be just to pick up the phone or click “book a free consultation.” But that one small step to book in a Licensed Insolvency Trustee consultation could make a huge difference.
If you’re considering filing for bankruptcy or a consumer proposal, you might be wondering how it could impact your job.
Every year, millions of Canadians eagerly anticipate their tax refunds. As of March 11, 2025, the Canada Revenue Agency (CRA) reported that the average tax refund issued was approximately $2,000.
Debt can be sneaky – it often builds up gradually until it suddenly feels overwhelming.
Budgeting on a low income can feel overwhelming, especially when expenses seem to pile up faster than your earnings.
Your credit report is a crucial reflection of your financial history, and missed payments can leave a lasting mark.
When financial struggles begin to spiral out of control, bankruptcy may seem like the only way out.
You share your life with your partner, but this doesn’t always mean it’s easy to be truthful about finances and debt. Debt can be a challenging topic to discuss in any relationship, but open and honest communication about your finances is essential for building trust and a secure future together.
Tax season 2025 is just around the corner, and while filing your taxes can feel overwhelming, it’s also an opportunity to take control of your financial situation.
If you’re struggling with debt, you likely have a lot of questions about what filing for bankruptcy or a consumer proposal means for your finances.
Canadians have been facing skyrocketing grocery bills in recent years, with a family of four looking to have to fork out around $800 more for food in 2025.
When managing your finances or dealing with debt, understanding the difference between secured debt vs unsecured debt is essential.
Not sure where to start? Our easy-to-use calculator helps you estimate how much a consumer proposal could reduce your debt.
Don’t take our word for it. See what some of our past clients have said.
It’s also the most important step. Let’s talk — we guarantee that we can help you.
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When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Toll Free: 1-877-557-7367
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
You can also reach us at one of our office locations phone numbers. See our list below on this page.
From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.
Sometimes a simple email is the way to get things rolling.
Expect a reply from us during our business hours:
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Click the button below to reach or use our email address:
hello@spergel.ca
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Use the map to find a Spergel office near you and connect with a Licensed Insolvency Trustee.
