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Bankruptcy or debt consolidation: which is best for you?
When facing overwhelming debt, choosing between bankruptcy and debt consolidation can feel daunting.
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Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with Helpful Articles & Debt Advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
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How to avoid overborrowing: tips for staying financially secure
In today’s world, borrowing money has become a common way to fund big purchases like a home, a new business, or simply covering unexpected expenses.
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Bankruptcy and Insolvency Act: what you need to know
The Bankruptcy and Insolvency Act (BIA) is a cornerstone of Canada’s financial legal framework, providing individuals and businesses with a structured way to address unmanageable debt.
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How the snowflake method can help you tackle debt
If paying off debt feels overwhelming, you’re not alone. When it comes to managing and eliminating debt, finding a method that works for your unique financial situation is crucial.
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How to get a credit card after bankruptcy
A huge advantage of bankruptcy is being able to reset your finances, and begin afresh. It means you’re free from your unsecured debts, and you are given the chance to begin rebuilding your credit report and saving money.
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The growing demand for food banks in Canada: what you need to know
In recent years, the reliance on food banks in Canada has surged dramatically, reflecting broader economic challenges faced by individuals and families nationwide.
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Your guide to setting financial goals for 2025
The start of a new year is a prime opportunity to take control of your finances and set clear goals for the year ahead
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Are payday loans illegal?
Payday loans are a controversial form of short-term borrowing, often used by individuals who need quick cash but don’t have access to traditional forms of credit.
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How to reduce your current bills: tips to save money
Managing finances and reducing monthly bills is something many Canadians face, especially when inflation is on the rise and everyday expenses seem to get higher.
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Can a consumer proposal be rejected?
Consumer proposals are a popular form of debt relief for many Canadians, and a great alternative to bankruptcy.
Articles
What are the pros and cons of bankruptcy?
For anyone struggling with more debt than they can afford to repay, filing bankruptcy could be an excellent way to clear any unmanageable debts.
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How to live frugally in Canada: 10 practical tips for saving money
Living frugally doesn’t mean giving up on life’s comforts – it’s about being resourceful and intentional with your spending.
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