Collection Calls

Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.

Discover More About Debt and Debt Solutions in Canada with Helpful Articles & Debt Advice

Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.

Articles
What happens if you don't pay a collection agency?

What happens if you don’t pay a collection agency?

Collection calls can be extremely stressful, particularly when you feel harassed and pestered. Struggling with overwhelming debts can be difficult enough without receiving collection calls from collection agencies or debt collectors.

Overview
Articles
Debt collectors: what to do when they contact you

Debt collectors: what to do when they contact you

We know how disruptive and frustrating calls from collection agencies and debt collectors can be. If you have had debt in collections for a long time, the chances are debt collectors are calling often. You might even be receiving calls at work.

Overview
Articles
What to say to collection agency calls

What to say to collection agency calls

Receiving a phone call from a collection agency can be extremely stressful when you are in need of debt relief. Collection agencies are companies that specialize in recovering unpaid debts from debtors.

Overview
Purple Calculator

See How Much You Could Save With a Consumer Proposal!

Not sure where to start? Our easy-to-use calculator helps you estimate how much a consumer proposal could reduce your debt.

How We Help Others

Don’t take our word for it. See what some of our past clients have said.

We Know the Hardest Part Is the First Step

It’s also the most important step. Let’s talk — we guarantee that we can help you.

Quick Contact Form

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Book a Specific Date/Time

Call Us During Business Hours

When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.

Toll Free: 1-877-557-7367

Monday to Friday 8am – 7pm EST

Saturday 9am – 4pm EST

Sunday 10am – 5pm EST

You can also reach us at one of our office locations phone numbers. See our list below on this page.

Mobile Text Us During Business Hours

From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.

Monday to Friday 8am – 7pm EST

Saturday 9am – 4pm EST

Sunday 10am – 5pm EST

Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.

Email Us

Sometimes a simple email is the way to get things rolling.

Expect a reply from us during our business hours:

Monday to Friday 8am – 7pm EST

Saturday 9am – 4pm EST

Sunday 10am – 5pm EST

Click the button below to reach or use our email address:
hello@spergel.ca

Judgement-Free and Zero Pressure.

Let’s Find What Works for You

Busy Schedule? Book a Date/Time:

Prefer to Call? Reach Us Here (Toll Free):

Find a Spergel Office Near You

Use the map to find a Spergel office near you and connect with a Licensed Insolvency Trustee.

Scroll to Top