Articles
How much credit card debt is normal?
If you’re wondering “how much credit card debt is normal?”, you’re not alone.
Credit Card Debt
Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with Helpful Articles & Debt Advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Articles
How to get a credit card after bankruptcy
A huge advantage of bankruptcy is being able to reset your finances, and begin afresh. It means you’re free from your unsecured debts, and you are given the chance to begin rebuilding your credit report and saving money.
Articles
How to use a credit card responsibly
Credit cards can be powerful financial tools when used responsibly. They offer convenience, delayed payments, security, and even rewards, but mismanaging credit can lead to credit card debt and financial stress.
Articles
Credit card minimum payments: how do they work?
Credit cards are a convenient way to manage purchases and expenses, but it’s essential to understand how credit card payments work to avoid falling into debt traps.
Articles
Credit card payment holiday: all you need to know
Since the COVID-19 pandemic brought unprecedented challenges to individuals and businesses across the world, the Canadian government and financial institutions have implemented various measures to provide relief to those affected financially, or simply facing financial difficulties.
Articles
How to fix a bad credit score in Canada
Having a good credit score in Canada is important for keeping your finances stable. It will help you to access more credit, like a loan, mortgage, or credit card with a reasonable interest rate
Articles
A guide to your credit card utilization rate and why it matters
Credit cards are an invaluable tool for millions of Canadians. They provide convenience, safety, and allow you to make purchases without having to physically carry cash around with you.
Articles
How to get rid of credit card debt
For many Canadians, credit cards can quite easily become relied on for most of our finances.
Articles
Credit card consolidation: a guide
Battling with unmanageable credit card debt? Got multiple credit cards and finding it difficult to stay on top of each of the payments? Credit card consolidation could be a good option for helping to simplify your debt, along with having a number of other benefits.
Success Stories
Jennifer’s Story
Breaking Free: How Jennifer and Her Husband Escaped the Debt Trap with Spergel
Articles
Secured credit card: what is it?
Perhaps this is your first step into the realm of credit cards, or perhaps you may be looking to be smarter with your money management.
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