Credit Card Debt

Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.

Discover More About Debt and Debt Solutions in Canada with Helpful Articles & Debt Advice

Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.

Articles
Fastest way to clear credit card debt - what is it?

Fastest way to clear credit card debt – what is it?

Debt is challenging for most of us to pay off. There are many causes of debt, and before you know it, it can quickly accumulate. If you find yourself in a situation where your debt is becoming overwhelming, it is important to speak to a Licensed Insolvency Trustee as soon as you can.

Overview
Articles
Unpaid credit card debt consequences - what are they?

Unpaid credit card debt consequences – what are they?

Receiving credit card bills you know you cannot afford is a tough scenario. It can also often escalate – credit card debt can rack up, and it may have a knock on effect on other payments you owe, like payday loans or utility bills.

Overview
Articles
How to pay off credit card debt

How to pay off credit card debt

Credit cards – most of us have at least one. They are incredibly convenient and often make life easier when it comes to doing anything from making hotel reservations to ordering clothes online.

Overview
Purple Calculator

See How Much You Could Save With a Consumer Proposal!

Not sure where to start? Our easy-to-use calculator helps you estimate how much a consumer proposal could reduce your debt.

How We Help Others

Don’t take our word for it. See what some of our past clients have said.

We Know the Hardest Part Is the First Step

It’s also the most important step. Let’s talk — we guarantee that we can help you.

Quick Contact Form

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Book a Specific Date/Time

Call Us During Business Hours

When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.

Toll Free: 1-877-557-7367

Monday to Friday 8am – 7pm EST

Saturday 9am – 4pm EST

Sunday 10am – 5pm EST

You can also reach us at one of our office locations phone numbers. See our list below on this page.

Mobile Text Us During Business Hours

From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.

Monday to Friday 8am – 7pm EST

Saturday 9am – 4pm EST

Sunday 10am – 5pm EST

Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.

Email Us

Sometimes a simple email is the way to get things rolling.

Expect a reply from us during our business hours:

Monday to Friday 8am – 7pm EST

Saturday 9am – 4pm EST

Sunday 10am – 5pm EST

Click the button below to reach or use our email address:
hello@spergel.ca

Judgement-Free and Zero Pressure.

Let’s Find What Works for You

Busy Schedule? Book a Date/Time:

Prefer to Call? Reach Us Here (Toll Free):

Find a Spergel Office Near You

Use the map to find a Spergel office near you and connect with a Licensed Insolvency Trustee.

Scroll to Top