Articles
Missed mortgage payment – what are the consequences?
With a steadily increasing cost of living in Canada paired with rising interest rates, it is easier than ever to have a missed mortgage payment.
Mortgage Debt
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Discover More About Debt and Debt Solutions in Canada with Helpful Articles & Debt Advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Articles
My mortgage is too expensive – what are my options?
For a growing number of Canadians, it is a truth that is a bitter pill to swallow – ‘my mortgage is too expensive’.
Articles
Mortgage foreclosure meaning: a guide
The word ‘foreclosure’ can seem a little intimidating – you may have been threatened with a foreclosure by your mortgage lender, and are perhaps not entirely sure what it means.
Articles
Power of sale vs foreclosure
In Ontario and the rest of Canada, a mortgage lender is able to take possession of a property if the borrower has not made or is unable to make their mortgage payments.
Articles
What is a home equity loan?
A home equity loan is a loan that is secured by the equity in a property you own. The idea behind a home equity loan is that it is a way to borrow potentially a large amount of money quickly at a low interest rate.
Articles
Should I use home equity to pay off debt?
If you are a homeowner and have been in your property for a number of years, you probably have some home equity.
Articles
Mortgage payments in arrears: what you should do
The pandemic has not done a lot to help Canadians over the past couple of years – in fact, many individuals have lost out on income and become unemployed.
Articles
CRA liens on property: everything you need to know
Tax debts are some of the trickiest debts to handle, thanks to the powers of the Canada Revenue Agency (CRA).
Articles
Can I declare bankruptcy and keep my house?
Bankruptcy is an excellent form of debt relief for many, clearing unsecured debt and enabling individuals to have a fresh financial future.
Articles
What is a second mortgage in Canada?
Struggling with overwhelming debt and considering taking out a second mortgage to assist with your debt? What is a second mortgage? And how can it help?
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