Articles
Resolve student loan debt: student loan FAQs
For so many Canadians these days, repaying student loans is an ongoing challenge – even more so with the current student debt crisis.
Student Loan Debt
Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with Helpful Articles & Debt Advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Articles
Student debt crisis: how to eliminate student loan debt
It will likely come as no surprise to you that Canada is in the midst of a student debt crisis. In a world where the vast majority of costs are increasing – the cost of living and rising interest rates to name a couple – so too is the cost of student loans.
Articles
How to consolidate student loans
More Canadians than ever before are facing huge student loans upon leaving school. What is even more concerning is that many individuals with student loan debts are finding them increasingly difficult to repay.
Articles
Consequences of not paying student loans
The logic behind student loans is a good one. The government invest money in you via student loans so that you can take the further education you need.
Articles
How much student loan debt is too much?
Student loan debt is undoubtedly a growing problem across Canada. Many Canadian students are not always clued up as to what exactly they are agreeing to when they take out a student loan, which leads to problems further down the line.
Articles
Student loan forgiveness in Ontario
These days, 49% of students owe some kind of student debt upon graduation in Canada.
Articles
CRA collections on student loans – how to act
Much like any other debt, if you default on payments for your student loan, your creditor can send your account to a collection agency.
Articles
Student loan repayment: how to pay your loan off quickly
Student loan debt is an increasingly common debt for many of us nowadays, with more Canadians going to school and picking up debt each year.
See How Much You Could Save With a Consumer Proposal!
Not sure where to start? Our easy-to-use calculator helps you estimate how much a consumer proposal could reduce your debt.
How We Help Others
Don’t take our word for it. See what some of our past clients have said.
We Know the Hardest Part Is the First Step
It’s also the most important step. Let’s talk — we guarantee that we can help you.
Quick Contact Form
"*" indicates required fields
Book a Specific Date/Time
Call Us During Business Hours
When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Toll Free: 1-877-557-7367
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
You can also reach us at one of our office locations phone numbers. See our list below on this page.
Mobile Text Us During Business Hours
From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.
Email Us
Sometimes a simple email is the way to get things rolling.
Expect a reply from us during our business hours:
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Click the button below to reach or use our email address:
hello@spergel.ca
Let’s Find What Works for You
Busy Schedule? Book a Date/Time:
Prefer to Call? Reach Us Here (Toll Free):
Find a Spergel Office Near You
Use the map to find a Spergel office near you and connect with a Licensed Insolvency Trustee.