Debt Solutions in Barrie, ON
If you live in Barrie and feel weighed down by debt, you don’t have to face it alone. At Spergel, our Licensed Insolvency Trustees provide trusted, compassionate guidance to help you find relief. We know every financial situation is different, so we take the time to listen and design a plan that’s right for you. From credit card balances to tax debt, our Barrie office is here to help you build a brighter future.
Get Debt Help in Barrie
Debt doesn’t need to control your life. Take the first step today with a free consultation.
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Call Us During Business Hours
When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Toll Free: 1-877-557-7367
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
You can also reach us at one of our office locations phone numbers. See our list below on this page.
Mobile Text Us During Business Hours
From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.
Email Us
Sometimes a simple email is the way to get things rolling.
Expect a reply from us during our business hours:
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Click the button below to reach or use our email address:
hello@spergel.ca

Your Spergel Trustee In Barrie
Rob Kilner
Our Barrie Licensed Insolvency Trustee, Rob Kilner, has years of experience in debt relief.
Rob has guided hundreds of clients through some of the most stressful financial situations of their lives. He understands that every debt problem is personal and that compassion is just as important as expertise. Rob works with you directly from the start, ensuring your plan is manageable and tailored to your life.
Whether it’s stopping collection calls, consolidating debts, or helping you avoid bankruptcy through a consumer proposal, Rob will take the time to explain your options clearly so you can move forward with confidence.
As well as Barrie, Rob also offers debt relief in both Aurora and London, Ontario.
- Phone: (289) 212-9286
- Toll-Free: 1-877-557-7367
- Email: hello@spergel.ca
- Address: 89 Dunlop Street East, Suite #303, Barrie, ON, L4M 1A7

Find Out How Much You Can Save With a Consumer Proposal!
A consumer proposal can reduce your debt by up to 80%. It’s a legal, government-approved solution that lets you pay only a portion of what you owe, stop interest immediately, and keep your assets.
Debt help
How We Provide Debt Help in Barrie
Collection Calls in Barrie
If you’re dealing with daily collection calls in Barrie, Spergel can help stop them immediately. Through solutions like consumer proposals or bankruptcy, our Licensed Insolvency Trustees protect you from creditor harassment so you can focus on recovery, not stress.
Consumer Proposals in Barrie
A consumer proposal in Barrie allows you to legally reduce your unsecured debt by up to 80%. It consolidates payments into one affordable monthly amount, stops interest, and protects your assets. Spergel’s trustees negotiate directly with your creditors for you.
Credit Counselling in Barrie
Our credit counselling services in Barrie provide clear guidance on budgeting, debt management, and rebuilding credit. We’ll review your financial situation, offer strategies to control spending, and help you regain confidence with practical tools to achieve long-term stability.
Credit Card Debt in Barrie
High-interest credit card debt in Barrie can feel impossible to pay down. Spergel helps you reduce or eliminate balances through government-regulated solutions, stopping interest immediately and giving you a structured path toward becoming debt-free.
CRA Tax Debt in Barrie
Owing CRA tax debt in Barrie can lead to wage garnishments or frozen accounts. Spergel’s Licensed Insolvency Trustees work directly with the CRA, helping you resolve tax arrears and protect your income through consumer proposals or bankruptcy.
Debt Consolidation in Barrie
Debt consolidation in Barrie simplifies multiple debts into one manageable monthly payment. Unlike loans, a consumer proposal consolidates unsecured debts, reduces the total owed, and stops interest, helping you achieve relief faster with less stress.
Licensed Insolvency Trustees in Barrie
Spergel’s Licensed Insolvency Trustees in Barrie are federally regulated debt professionals. We explain your options, from consumer proposals to bankruptcy, and guide you with compassion from your first consultation to your financial fresh start.
Line of Credit Debt in Barrie
Line of credit debt in Barrie can build quickly due to rising interest rates. Spergel helps reduce and restructure these debts with legal solutions that protect your assets and replace unmanageable payments with one affordable plan.
Mortgage Debt in Barrie
Struggling to keep up with mortgage payments in Barrie? Spergel helps explore your options — whether negotiating with lenders, filing a consumer proposal, or considering bankruptcy — to protect your home and give you peace of mind.
Payday Loan Debt in Barrie
Payday loan debt in Barrie often traps borrowers in a cycle of high-interest borrowing. Spergel can stop interest and creditor actions immediately, consolidating payday loans into one reduced payment that fits your budget.
Personal Bankruptcy in Barrie
Personal bankruptcy in Barrie can provide a financial reset if your debts are unmanageable. Spergel’s trustees explain the process, protect you from creditors, and help you rebuild with ongoing support and practical advice.
Small Business Debt in Barrie
Running a business in Barrie comes with risks, and debt can overwhelm even the hardest-working owners. Spergel helps small business owners restructure debts, reduce obligations, and explore consumer proposals or bankruptcy to keep their business and future secure.
Student Loan Debt in Barrie
Student loan debt in Barrie can be difficult to manage alongside living expenses. Spergel helps you determine if you qualify for relief through consumer proposals or bankruptcy, reducing payments and protecting your financial future.
Wage Garnishment in Barrie
If you’re facing a wage garnishment in Barrie, Spergel can stop it immediately with a legal filing such as a consumer proposal or bankruptcy. This allows you to regain control of your paycheque and budget with confidence.
Why Choose Spergel?
We’ve helped over 100,000 Canadians find debt relief with compassion and respect.
In Barrie, our team is here to listen, understand, and provide the right solution for your situation. You’ll never be judged or passed from person to person; you’ll have one dedicated trustee supporting you from start to finish.
Take the First Step Toward Debt Freedom in Barrie
Talking to a Licensed Insolvency Trustee in Barrie can change everything. Get compassionate, judgment-free advice and a clear plan to take control of your finances today.
Earning the Trust of Each and Every Person We Help
We’ve helped over 100,000 Canadians find relief from debt, and every story matters to us. Here’s what some of our clients have shared about their experiences:
Here’s How We Work
We’re here to simplify the journey to financial freedom from debt. Here’s what to expect when you reach out:
Start With a No-Pressure Free Consultation
Meet with a Licensed Insolvency Trustee to talk about your debt and your options.
Discuss Your Needs & Begin a Debt Help Solution
Together, we’ll create a plan that’s fair, affordable, and designed for your future.
Receive Continued Support Towards Your Debt Freedom
We’re with you every step of the way, helping you stay on track and rebuild confidence
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Not in Barrie? Find Debt Help Closer to Home
With over 40 Spergel offices across Canada, you’re never far from the help you need. Many locations also offer evening and weekend appointments, because we believe debt relief should be accessible when you need it most.