Debt Solutions in Brantford, ON
Finding a path out of debt can feel overwhelming, but you don’t have to walk it alone.
For more than 30 years, we’ve supported Canadians in finding real debt relief with compassion and expertise. Our Licensed Insolvency Trustees will listen to your concerns, explain your options clearly, and guide you through every step toward financial stability. In Brantford, you’ll find a local team committed to helping you rebuild confidence and take control of your future.
Get Debt Help in Brantford
Debt doesn’t need to control your life. Take the first step today with a free consultation.
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Call Us During Business Hours
When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Toll Free: 1-877-557-7367
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
You can also reach us at one of our office locations phone numbers. See our list below on this page.
Mobile Text Us During Business Hours
From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.
Email Us
Sometimes a simple email is the way to get things rolling.
Expect a reply from us during our business hours:
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Click the button below to reach or use our email address:
hello@spergel.ca
Your Spergel Trustee In Brantford
Trevor B. Pringle
Practicing in Brantford and Southwestern Ontario for more than 20 years, Trevor’s corporate and personal insolvency experience has led to quotes and interviews in both TV and print. Trevor is known for his practical approach, his innovative problem-solving, and his strong belief in providing the best client experience possible.
Trevor’s recent articles and interviews include:
Outside the office, Trevor in the past ran in the 100th Anniversary of the “Around the Bay Road Race” and regularly trail runs in the Dundas Valley.
- Phone: (877) 570-4228
- Toll-Free: 1-877-557-7367
- Email: hello@spergel.ca
- Address: 174 Stanley Street, Suite #201, Brantford, ON, N3S 7S3
Find Out How Much You Can Save With a Consumer Proposal!
With a consumer proposal, you can cut unsecured debt by up to 80%. This government-approved solution stops interest, consolidates multiple payments into one affordable plan, and allows you to keep your assets.
Debt help
How We Provide Debt Help in Brantford
Collection Calls in Brantford
Harassing collection calls in Brantford can make it impossible to focus on daily life. With Spergel’s help, creditor calls and legal actions stop immediately through solutions like consumer proposals or bankruptcy. Our trustees ensure you’re protected by law, giving you peace of mind and the ability to rebuild without constant pressure.
Consumer Proposals in Brantford
A consumer proposal in Brantford can reduce your unsecured debt by up to 80%. This legal, government-regulated solution consolidates multiple debts into one affordable monthly payment, stops interest, and allows you to keep your home, car, and assets. Spergel’s trustees negotiate directly with creditors on your behalf.
Credit Counselling in Brantford
Credit counselling in Brantford gives you the tools to take control of your finances. At Spergel, we help you understand your spending, create budgets, and explore debt solutions that fit your situation. Our goal is to give you confidence and practical strategies to achieve lasting financial stability.
Credit Card Debt in Brantford
Credit card debt in Brantford can grow quickly due to high interest charges. Spergel helps you cut down balances and stop interest immediately through consumer proposals or bankruptcy. With one affordable monthly payment, you can stop juggling multiple cards and start working toward real debt freedom.
CRA Tax Debt in Brantford
CRA tax debt in Brantford can lead to serious consequences like frozen bank accounts or wage garnishments. Spergel’s Licensed Insolvency Trustees negotiate directly with the CRA and use legal debt solutions to reduce or eliminate your tax debt while protecting your income and assets.
Debt Consolidation in Brantford
Debt consolidation in Brantford can help you simplify repayment by combining several debts into one manageable monthly payment. Unlike a bank loan, a consumer proposal reduces the total you owe, stops interest, and provides creditor protection. Spergel helps you choose the best option for your circumstances.
Licensed Insolvency Trustees in Brantford
Our Licensed Insolvency Trustees in Brantford are federally regulated professionals who specialize in debt relief. At Spergel, you’ll work directly with one trustee who listens, explains your options clearly, and supports you from your first consultation through to your debt-free future.
Line of Credit Debt in Brantford
Line of credit debt in Brantford often grows due to rising interest rates and minimum payments that barely reduce the balance. Spergel helps restructure or reduce what you owe with solutions like consumer proposals, giving you affordable monthly payments and a clear path forward.
Mortgage Debt in Brantford
If mortgage payments in Brantford are becoming unmanageable, Spergel can help you explore your options. From negotiating with lenders to filing a consumer proposal, we’ll work with you to find solutions that reduce pressure, protect your home where possible, and create long-term stability.
Payday Loan Debt in Brantford
Payday loan debt in Brantford can trap borrowers in cycles of high-interest borrowing. At Spergel, we stop payday loan interest and collection actions immediately, consolidating these debts into one affordable monthly payment so you can regain financial control and peace of mind.
Personal Bankruptcy in Brantford
For some people, personal bankruptcy in Brantford is the best way to reset financially. Spergel’s trustees explain the process clearly, file on your behalf, and protect you from creditor harassment. Bankruptcy discharges most unsecured debts, giving you a true fresh start.
Small Business Debt in Brantford
Owning a business in Brantford can be rewarding, but debt can sometimes overwhelm even the strongest entrepreneurs. Spergel helps small business owners restructure, reduce, or eliminate business debts while protecting personal finances wherever possible. We’ll help you plan for recovery and future success.
Student Loan Debt in Brantford
Student loan debt in Brantford can make it difficult to get ahead financially. Spergel helps you understand repayment rules and whether you qualify for relief through a consumer proposal or bankruptcy. We’ll work with you to reduce stress and protect your financial future.
Wage Garnishment in Brantford
A wage garnishment in Brantford can make it hard to afford essentials like rent and groceries. Filing a consumer proposal or bankruptcy with Spergel stops garnishments immediately by law, allowing you to keep your income and focus on rebuilding your finances.
Why Choose Spergel?
We’ve helped over 100,000 Canadians resolve debt with compassion, respect, and expert care.
In Brantford, you’ll never be judged or shuffled from person to person; you’ll work directly with one trustee who knows your case and supports you until you’re debt-free. Whether it’s stopping wage garnishments or finding a way to keep your home, we’re here to help you find lasting financial freedom.
Take the First Step Toward Debt Freedom in Brantford
Talking to a Licensed Insolvency Trustee in Brantford can change everything. Get compassionate, judgment-free advice and a clear plan to take control of your finances today.
Earning the Trust of Each and Every Person We Help
We’ve helped over 100,000 Canadians find relief from debt, and every story matters to us. Here’s what some of our clients have shared about their experiences:
Here’s How We Work
We’re here to simplify the journey to financial freedom from debt. Here’s what to expect when you reach out:
Start With a No-Pressure Free Consultation
Meet with a Licensed Insolvency Trustee to talk about your debt and your options.
Discuss Your Needs & Begin a Debt Help Solution
Together, we’ll create a plan that’s fair, affordable, and designed for your future.
Receive Continued Support Towards Your Debt Freedom
We’re with you every step of the way, helping you stay on track and rebuild confidence
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Not in Brantford? Find Debt Help Closer to Home
With over 40 Spergel offices across Canada, you’re never far from the help you need. Many locations also offer evening and weekend appointments, because we believe debt relief should be accessible when you need it most.