Debt Solutions in Duncan, BC
Living with overwhelming debt can feel isolating, but real help is close to home.
At Spergel’s Duncan office, we provide trusted debt relief in British Columbia through solutions like consumer proposals and bankruptcy, among others. Whether you’re dealing with credit card debt, CRA tax arrears, or payday loans, we’ll walk you through your options clearly so you can make informed decisions and move toward a debt-free future with confidence.
Get Debt Help in Duncan
Debt doesn’t need to control your life. Take the first step today with a free consultation.
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Call Us During Business Hours
When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Toll Free: 1-877-557-7367
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
You can also reach us at one of our office locations phone numbers. See our list below on this page.
Mobile Text Us During Business Hours
From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.
Email Us
Sometimes a simple email is the way to get things rolling.
Expect a reply from us during our business hours:
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Click the button below to reach or use our email address:
hello@spergel.ca
Your Spergel Trustee In Duncan
Ashvin Sharma
Ashvin is passionate about helping people both in and out of his office.
As an LIT, he oversees Spergel’s Greater Vancouver Area offices. He prides himself on creating an environment where his clients are comfortable and confident about making decisions concerning their debt.
In addition to helping people discover debt solutions at the office, outside of work, Ashvin serves as a Volunteer Coordinator for “Free-Them”, a Canadian organization committed to raising awareness about human trafficking.
When he is not helping others at work or in his spare time, he enjoys playing sports and spending time with family and friends.
- Phone: (778) 720-0679
- Toll-Free: 1 (877) 557-7367
- Email: hello@spergel.ca
- Address: 1100 Melville Street, Suite #230, Vancouver, BC, V6E 4A6
Find Out How Much You Can Save With a Consumer Proposal!
With a consumer proposal, you can cut unsecured debt by up to 80%. This government-approved solution stops interest, consolidates multiple payments into one affordable plan, and allows you to keep your assets.
Debt help
How We Provide Debt Help in Duncan
Collection Calls in Duncan
Harassing collection calls can make life stressful. In Duncan, Spergel helps stop creditor calls immediately through legal debt relief solutions. Filing a consumer proposal or bankruptcy puts an end to collections by law, allowing you to focus on your financial recovery without constant pressure.
Consumer Proposals in Duncan
A consumer proposal in Duncan allows you to reduce unsecured debts by up to 80%, stop interest, and consolidate into one affordable payment. It’s a government-approved alternative to bankruptcy that helps protect your home, car, and savings while giving you a clear path to debt freedom.
Credit Counselling in Duncan
Spergel offers credit counselling in Duncan to help you understand and manage your finances. We’ll review your debts, create a realistic budget, and introduce options like consumer proposals or bankruptcy. Counselling provides tools and knowledge to regain control of your financial life.
Credit Card Debt in Duncan
Credit card debt in Duncan can spiral quickly due to high interest rates. Spergel helps by consolidating balances, stopping interest, and reducing what you owe through consumer proposals or bankruptcy. Instead of juggling minimum payments, you’ll have one affordable plan to pay down debt.
CRA Tax Debt in Duncan
Owing CRA tax debt in Duncan can lead to frozen bank accounts or wage garnishments. Spergel’s Licensed Insolvency Trustees negotiate directly with the CRA and can use consumer proposals or bankruptcy to reduce or eliminate your debt, while protecting your income and assets.
Debt Consolidation in Duncan
Debt consolidation in Duncan simplifies multiple debts into one manageable payment. Unlike bank consolidation loans, a consumer proposal also reduces the total debt and halts interest payments. Spergel helps you find the best consolidation solution for your circumstances and budget.
Licensed Insolvency Trustees in Duncan
A Licensed Insolvency Trustee in Duncan is the only federally regulated professional qualified to administer debt relief options like consumer proposals and bankruptcy. At Spergel, you’ll work directly with a trustee who provides clear, compassionate guidance from start to finish.
Line of Credit Debt in Duncan
Line of credit debt in Duncan can feel endless when only minimum payments are made. Spergel helps restructure or reduce what you owe through a consumer proposal or bankruptcy, turning large balances into a single affordable monthly payment.
Mortgage Debt in Duncan
Falling behind on mortgage payments in Duncan can put your home at risk. Spergel helps you explore debt relief options that ease financial pressure while protecting your property. With solutions like consumer proposals, you can regain stability and peace of mind.
Payday Loan Debt in Duncan
Payday loan debt in Duncan often traps borrowers in high-interest cycles. Spergel helps consolidate payday loans into one reduced monthly payment, stops interest, and provides creditor protection through consumer proposals or bankruptcy, breaking the cycle for good.
Personal Bankruptcy in Duncan
When debt becomes unmanageable, personal bankruptcy in Duncan may provide the fresh start you need. Spergel’s Licensed Insolvency Trustees guide you step by step, handle all filings, and stop creditor actions so you can rebuild your financial future.
Small Business Debt in Duncan
Running a business in Duncan can be difficult when debt piles up. Spergel helps small business owners restructure or reduce business debts, often protecting personal assets while creating a plan for financial recovery and growth.
Student Loan Debt in Duncan
Student loan debt in Duncan can make financial independence feel out of reach. Spergel helps determine if you qualify for relief through a consumer proposal or bankruptcy, especially if seven years have passed since you left school, reducing payments and stress.
Wage Garnishment in Duncan
A wage garnishment in Duncan can make it impossible to pay for essentials. Filing a consumer proposal or bankruptcy with Spergel stops garnishments immediately by law, letting you keep your income and work toward long-term financial recovery.
Why Choose Spergel?
For more than 30 years, Spergel has helped Canadians regain control of their finances with practical and compassionate support.
In Duncan, you’ll work directly with a licensed insolvency trustee in British Columbia, not a middleman. Whether it’s filing a consumer proposal, managing CRA tax debt, or stopping a wage garnishment, we’re committed to guiding you through each step with respect and clarity.
Take the First Step Toward Debt Freedom in Duncan
Talking to a Licensed Insolvency Trustee in Duncan can change everything. Get compassionate, judgment-free advice and a clear plan to take control of your finances today.
Earning the Trust of Each and Every Person We Help
We’ve helped over 100,000 Canadians find relief from debt, and every story matters to us. Here’s what some of our clients have shared about their experiences:
Here’s How We Work
We’re here to simplify the journey to financial freedom from debt. Here’s what to expect when you reach out:
Start With a No-Pressure Free Consultation
Meet with a Licensed Insolvency Trustee to talk about your debt and your options.
Discuss Your Needs & Begin a Debt Help Solution
Together, we’ll create a plan that’s fair, affordable, and designed for your future.
Receive Continued Support Towards Your Debt Freedom
We’re with you every step of the way, helping you stay on track and rebuild confidence
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Not in Duncan? Find Debt Help Closer to Home
With over 40 Spergel offices across Canada, you’re never far from the help you need. Many locations also offer evening and weekend appointments, because we believe debt relief should be accessible when you need it most.