Debt Solutions in Hamilton, ON (Downtown)
If you’re struggling with debt, the right guidance can make all the difference.
Get Debt Help in Downtown Hamilton
Debt doesn’t need to control your life. Take the first step today with a free consultation.
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Call Us During Business Hours
When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Toll Free: 1-877-557-7367
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
You can also reach us at one of our office locations phone numbers. See our list below on this page.
Mobile Text Us During Business Hours
From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.
Email Us
Sometimes a simple email is the way to get things rolling.
Expect a reply from us during our business hours:
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Click the button below to reach or use our email address:
hello@spergel.ca
Your Spergel Trustee In Downtown Hamilton
Trevor B. Pringle
Practicing in Hamilton and Southwestern Ontario for more than 20 years, Trevor’s corporate and personal insolvency experience has led to quotes and interviews in both TV and print. Trevor is known for his practical approach, his innovative problem-solving, and his strong belief in providing the best client experience possible.
Trevor’s recent articles and interviews include:
Outside the office, Trevor in the past ran in the 100th Anniversary of the “Around the Bay Road Race” and regularly trail runs in the Dundas Valley.
- Phone: (289) 512-2794
- Toll-Free: 1 (877) 557-7367
- Email: hello@spergel.ca
- Address: 21 King Street West, Suite #1602, Hamilton, ON, L8P 4W7
Find Out How Much You Can Save With a Consumer Proposal!
With a consumer proposal, you can cut unsecured debt by up to 80%. This government-approved solution stops interest, consolidates multiple payments into one affordable plan, and allows you to keep your assets.
Debt help
How We Provide Debt Help in Downtown Hamilton
Collection Calls in Downtown Hamilton
If collection calls are causing stress, Spergel can help. Filing a consumer proposal or bankruptcy in Downtown Hamilton stops collection activity immediately by law. Our Licensed Insolvency Trustees provide debt solutions that end the harassment and give you room to rebuild your financial health.
Consumer Proposals in Downtown Hamilton
A consumer proposal in Downtown Hamilton can reduce unsecured debt by up to 80%, stop interest, and consolidate payments into one affordable plan. It’s a government-approved alternative to bankruptcy that protects your assets while providing real relief and a clear path toward debt freedom.
Credit Counselling in Downtown Hamilton
Our credit counselling in Downtown Hamilton helps you understand your finances and explore debt solutions. Spergel’s trustees review your budget, outline your options, and create a plan to reduce financial stress. Counselling empowers you to make informed decisions about your money.
Credit Card Debt in Downtown Hamilton
High-interest credit card debt in Downtown Hamilton can feel impossible to escape. Spergel helps by consolidating balances, stopping interest, and often reducing the amount you owe through a consumer proposal or bankruptcy, turning multiple payments into one affordable monthly plan.
CRA Tax Debt in Downtown Hamilton
Owing CRA tax debt in Downtown Hamilton can lead to frozen accounts or wage garnishments. Spergel’s Licensed Insolvency Trustees negotiate directly with the CRA, using consumer proposals or bankruptcy to reduce or eliminate tax debt while protecting your income and assets.
Debt Consolidation in Downtown Hamilton
Debt consolidation in Downtown Hamilton combines multiple debts into one manageable payment. Unlike a bank loan, a consumer proposal can also reduce the total debt and stop interest. Spergel helps you find the right consolidation strategy for long-term relief.
Licensed Insolvency Trustees in Downtown Hamilton
As federally regulated professionals, our Licensed Insolvency Trustees in Downtown Hamilton provide trusted debt relief. From consumer proposals to bankruptcy, you’ll work directly with a trustee who explains your options clearly and guides you toward a debt-free future.
Line of Credit Debt in Downtown Hamilton
Line of credit debt in Downtown Hamilton can grow quickly when only minimum payments are made. Spergel helps restructure or reduce balances through a consumer proposal or bankruptcy, creating one affordable payment that fits your budget.
Mortgage Debt in Downtown Hamilton
Struggling with mortgage debt in Downtown Hamilton? Spergel helps explore options to ease financial pressure while protecting your home. A consumer proposal may reduce unsecured debt, freeing up income so you can stay current with your mortgage.
Payday Loan Debt in Downtown Hamilton
Payday loan debt in Downtown Hamilton can trap borrowers in high-interest cycles. Spergel helps break free by consolidating payday loans into one reduced monthly payment and stopping interest immediately through a consumer proposal or bankruptcy.
Personal Bankruptcy in Downtown Hamilton
When debt feels overwhelming, personal bankruptcy in Downtown Hamilton can provide a fresh start. Spergel’s Licensed Insolvency Trustees guide you through the process with compassion, stop creditor actions, and help you rebuild your financial life with confidence.
Small Business Debt in Downtown Hamilton
Owning a business in Downtown Hamilton can be tough when debt piles up. Spergel helps small business owners restructure or reduce debts through consumer proposals or bankruptcy, often protecting personal assets while supporting business recovery or transition.
Student Loan Debt in Downtown Hamilton
Student loan debt in Downtown Hamilton can delay financial independence. Spergel helps determine if you qualify for relief through a consumer proposal or bankruptcy, especially if seven years have passed since leaving school. We’ll help reduce payments and stress.
Wage Garnishment in Downtown Hamilton
A wage garnishment in Downtown Hamilton can make it hard to cover essentials. Filing a consumer proposal or bankruptcy with Spergel stops garnishments immediately by law, letting you keep your income and focus on financial recovery.
Why Choose Spergel?
Spergel has been helping Canadians find debt relief for over 30 years.
Our team provides direct access to a licensed insolvency trustee in Hamilton, never a middleman. Whether you need to stop wage garnishments, settle CRA tax debt, or explore consumer proposals, we’ll guide you every step of the way with clarity and compassion.
Take the First Step Toward Debt Freedom in Hamilton
Talking to a Licensed Insolvency Trustee in Hamilton can change everything. Get compassionate, judgment-free advice and a clear plan to take control of your finances today.
Earning the Trust of Each and Every Person We Help
We’ve helped over 100,000 Canadians find relief from debt, and every story matters to us. Here’s what some of our clients have shared about their experiences:
Here’s How We Work
We’re here to simplify the journey to financial freedom from debt. Here’s what to expect when you reach out:
Start With a No-Pressure Free Consultation
Meet with a Licensed Insolvency Trustee to talk about your debt and your options.
Discuss Your Needs & Begin a Debt Help Solution
Together, we’ll create a plan that’s fair, affordable, and designed for your future.
Receive Continued Support Towards Your Debt Freedom
We’re with you every step of the way, helping you stay on track and rebuild confidence
We’ve been featured in:
Not in Hamilton? Find Debt Help Closer to Home
With over 40 Spergel offices across Canada, you’re never far from the help you need. Many locations also offer evening and weekend appointments, because we believe debt relief should be accessible when you need it most.