Debt Solutions in Hamilton, ON (Mountain)
If debt feels overwhelming, real help is close by.
At Spergel’s Hamilton (Mountain) office, we’ve guided thousands of people toward debt freedom with clear, compassionate advice. Whether you’re struggling with credit card debt, tax arrears, payday loans, or small business debt, our team provides practical solutions. Meet directly with a licensed insolvency trustee in Hamilton to explore your options, from consumer proposals to bankruptcy, and start building a more secure financial future.
Get Debt Help in Hamilton (Mountain)
Debt doesn’t need to control your life. Take the first step today with a free consultation.
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Call Us During Business Hours
When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Toll Free: 1-877-557-7367
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
You can also reach us at one of our office locations phone numbers. See our list below on this page.
Mobile Text Us During Business Hours
From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.
Email Us
Sometimes a simple email is the way to get things rolling.
Expect a reply from us during our business hours:
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Click the button below to reach or use our email address:
hello@spergel.ca
Your Spergel Trustee In Hamilton (Mountain)
Trevor B. Pringle
Practicing in Hamilton and Southwestern Ontario for more than 20 years, Trevor’s corporate and personal insolvency experience has led to quotes and interviews in both TV and print. Trevor is known for his practical approach, his innovative problem-solving, and his strong belief in providing the best client experience possible.
Trevor’s recent articles and interviews include:
Outside the office, Trevor in the past ran in the 100th Anniversary of the “Around the Bay Road Race” and regularly trail runs in the Dundas Valley.
- Phone: (289) 812-7828
- Toll-Free: 1-877-557-7367
- Email: hello@spergel.ca
- Address: 557 Upper James Street, Hamilton, ON, L9C 2Y7
Find Out How Much You Can Save With a Consumer Proposal!
With a consumer proposal, you can cut unsecured debt by up to 80%. This government-approved solution stops interest, consolidates multiple payments into one affordable plan, and allows you to keep your assets.
Debt help
How We Provide Debt Help in Hamilton
Collection Calls in Hamilton
Tired of constant collection calls in Hamilton? Spergel helps stop creditor harassment immediately through legal protections. Filing a consumer proposal or bankruptcy forces creditors to stop calling, giving you relief and peace of mind while you focus on becoming debt-free.
Consumer Proposals in Hamilton
A consumer proposal in Hamilton can reduce unsecured debt by up to 80% while protecting your assets. This government-approved debt relief option consolidates multiple debts into one affordable monthly payment and stops interest immediately. Spergel’s Licensed Insolvency Trustees guide you every step of the way.
Credit Counselling in Hamilton
Spergel offers credit counselling in Hamilton to help you regain control of your finances. We’ll review your budget, provide money management strategies, and explore debt relief solutions like consumer proposals or bankruptcy. Our counselling gives you the tools to make confident financial decisions.
Credit Card Debt in Hamilton
Credit card debt in Hamilton can grow quickly due to high interest rates. Spergel helps reduce balances, stop interest, and simplify repayment through consumer proposals or bankruptcy. Instead of endless minimum payments, you’ll have a clear, structured path to pay off debt.
CRA Tax Debt in Hamilton
CRA tax debt in Hamilton can feel overwhelming, especially with threats of wage garnishment or frozen accounts. Spergel’s Licensed Insolvency Trustees negotiate directly with the CRA, using consumer proposals or bankruptcy to reduce or eliminate tax debt and protect your income.
Debt Consolidation in Hamilton
Debt consolidation in Hamilton combines multiple debts into one manageable payment. Unlike traditional consolidation loans, a consumer proposal can reduce the total you owe and stop interest. Spergel helps you find the right consolidation strategy tailored to your financial needs.
Licensed Insolvency Trustees in Hamilton
A Licensed Insolvency Trustee in Hamilton is the only professional authorized to file consumer proposals or bankruptcies. At Spergel, you’ll work directly with a trustee, not a middleman, who provides clear, compassionate guidance to help you achieve lasting debt relief.
Line of Credit Debt in Hamilton
Line of credit debt in Hamilton can be hard to pay down when only minimum payments are made. Spergel helps reduce or restructure this debt through consumer proposals or bankruptcy, replacing high-interest balances with one affordable monthly payment.
Mortgage Debt in Hamilton
Struggling with mortgage debt in Hamilton? Spergel helps protect your home while easing financial pressure. From negotiating with lenders to exploring consumer proposals, our trustees provide options that can help you catch up on payments and regain stability.
Payday Loan Debt in Hamilton
Payday loan debt in Hamilton often traps borrowers in cycles of high-interest payments. Spergel helps consolidate payday loans into a single affordable plan, stopping interest and creditor harassment through consumer proposals or bankruptcy. Break free from the payday loan cycle with our help.
Personal Bankruptcy in Hamilton
When debt feels impossible to manage, personal bankruptcy in Hamilton may provide the fresh start you need. Spergel’s Licensed Insolvency Trustees explain the process clearly, file on your behalf, and stop collection actions so you can rebuild your financial future.
Small Business Debt in Hamilton
Running a business in Hamilton can be challenging when debts pile up. Spergel helps small business owners restructure or reduce business debt through consumer proposals or bankruptcy, often protecting personal assets while creating a path for recovery and growth.
Student Loan Debt in Hamilton
Student loan debt in Hamilton can make financial independence difficult. Spergel helps determine if you qualify for relief through a consumer proposal or bankruptcy — especially if more than seven years have passed since leaving school — reducing payments and financial stress.
Wage Garnishment in Hamilton
A wage garnishment in Hamilton can make it impossible to pay bills. Filing a consumer proposal or bankruptcy with Spergel stops garnishments immediately by law, allowing you to keep your income and focus on achieving long-term financial stability.
Why Choose Spergel?
For more than 30 years, Spergel has been helping Canadians regain financial stability.
In Hamilton, you’ll meet directly with a licensed insolvency trustee, never an assistant or a middleman. We’ll explain every option in plain language, whether it’s a consumer proposal, bankruptcy, or another debt relief solution. Our team is committed to treating you with compassion and respect, guiding you every step of the way toward lasting financial freedom.
Take the First Step Toward Debt Freedom in Hamilton
Talking to a Licensed Insolvency Trustee in Hamilton can change everything. Get compassionate, judgment-free advice and a clear plan to take control of your finances today.
Earning the Trust of Each and Every Person We Help
We’ve helped over 100,000 Canadians find relief from debt, and every story matters to us. Here’s what some of our clients have shared about their experiences:
Here’s How We Work
We’re here to simplify the journey to financial freedom from debt. Here’s what to expect when you reach out:
Start With a No-Pressure Free Consultation
Meet with a Licensed Insolvency Trustee to talk about your debt and your options.
Discuss Your Needs & Begin a Debt Help Solution
Together, we’ll create a plan that’s fair, affordable, and designed for your future.
Receive Continued Support Towards Your Debt Freedom
We’re with you every step of the way, helping you stay on track and rebuild confidence
We’ve been featured in:
Not in Hamilton? Find Debt Help Closer to Home
With over 40 Spergel offices across Canada, you’re never far from the help you need. Many locations also offer evening and weekend appointments, because we believe debt relief should be accessible when you need it most.