Debt Solutions in London, ON
Struggling with overwhelming debt can feel isolating, but you don’t have to face it alone.
At Spergel, we provide debt relief in London, ON, through proven solutions like consumer proposals, credit counselling, and bankruptcy. Our goal is to give you a clear plan, reduce financial stress, and help you move confidently toward a debt-free future.
Get Debt Help in London
Debt doesn’t need to control your life. Take the first step today with a free consultation.
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Call Us During Business Hours
When you call, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Toll Free: 1-877-557-7367
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
You can also reach us at one of our office locations phone numbers. See our list below on this page.
Mobile Text Us During Business Hours
From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Not during office hours? Use our Chat on this page 24/7 and get connected for answers and live chat later.
Email Us
Sometimes a simple email is the way to get things rolling.
Expect a reply from us during our business hours:
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
Click the button below to reach or use our email address:
hello@spergel.ca
Spergel Trustee In London
Rob Kilner
Our London Licensed Insolvency Trustee, Rob Kilner, brings years of experience in helping Canadians manage debt with compassion and expertise.
Rob knows that every financial challenge is unique. He listens with empathy, explains your options in clear language, and works with you to create a plan that makes sense for your life. Whether you’re struggling with credit card debt, payday loans, tax debt, or wage garnishments, Rob will guide you with care and respect.
In addition to London, Rob also offers debt relief services in both Aurora and Barrie, Ontario.
- Phone: (877) 688-7146
- Toll-Free: 1 (877) 557-7367
- Email: hello@spergel.ca
- Address: 380 Wellington Street, Tower B, 6th Floor, London, ON, N6A 5B5
Find Out How Much You Can Save With a Consumer Proposal!
With a consumer proposal, you can cut unsecured debt by up to 80%. This government-approved solution stops interest, consolidates multiple payments into one affordable plan, and allows you to keep your assets.
Debt help
How We Provide Debt Help in London
Collection Calls in London
Constant calls from creditors in London can feel overwhelming. At Spergel, filing a consumer proposal or bankruptcy stops collection activity immediately by law. Our Licensed Insolvency Trustees provide debt solutions that bring peace of mind and help you focus on rebuilding your finances without daily harassment.
Consumer Proposals in London
A consumer proposal in London can reduce unsecured debts by up to 80% and stop interest. It consolidates what you owe into one affordable monthly payment while protecting your assets. Spergel’s Licensed Insolvency Trustees negotiate directly with your creditors to create a manageable plan tailored to your budget.
Credit Counselling in London
Spergel offers credit counselling in London to help you understand your financial situation and regain control. Our experts review your income, expenses, and debts to create a clear plan. We provide strategies for budgeting, debt repayment, and exploring options like consumer proposals or bankruptcy where needed.
Credit Card Debt in London
High-interest credit card debt in London can quickly spiral out of control. Spergel helps you reduce or eliminate balances through legal debt relief solutions such as consumer proposals or bankruptcy. Instead of minimum payments, you’ll have one affordable plan that stops interest and helps you get debt-free.
CRA Tax Debt in London
If you owe CRA tax debt in London, you may risk wage garnishments or frozen accounts. Spergel’s Licensed Insolvency Trustees work directly with the CRA to resolve outstanding balances. Through a consumer proposal or bankruptcy, we can reduce or eliminate tax debt while protecting your income and assets.
Debt Consolidation in London
Debt consolidation in London simplifies multiple debts into one manageable payment. A consumer proposal goes further than a loan, reducing total debt and stopping interest. At Spergel, we help you explore the best consolidation solution so you can get back on track with confidence.
Licensed Insolvency Trustees in London
Our Licensed Insolvency Trustees in London are federally regulated professionals who provide debt relief services like consumer proposals and bankruptcy. At Spergel, you’ll work directly with a trustee, not an assistant, ensuring you get expert, compassionate guidance tailored to your unique financial situation.
Line of Credit Debt in London
Line of credit debt in London can be difficult to manage as interest accumulates. Spergel helps restructure or reduce this debt through consumer proposals or bankruptcy. Instead of unmanageable monthly payments, you’ll have a single, affordable plan that fits your budget and provides a path forward.
Mortgage Debt in London
Struggling with mortgage debt in London can put your home at risk. Spergel helps explore debt relief options that ease financial pressure and allow you to stay in your home. Consumer proposals and bankruptcy can provide legal protection while you regain financial stability.
Payday Loan Debt in London
Payday loan debt in London often leads to a cycle of borrowing due to high interest and fees. Spergel can stop this cycle with a consumer proposal or bankruptcy. These legal solutions consolidate payday loans into one reduced monthly payment while stopping all interest and creditor actions.
Personal Bankruptcy in London
When debts feel unmanageable, personal bankruptcy in London may provide the fresh start you need. Spergel’s Licensed Insolvency Trustees guide you step by step, handle all filings, and stop creditor actions so you can rebuild your financial future with confidence.
Small Business Debt in London
Owning a small business in London can be challenging when debt grows unmanageable. Spergel helps business owners restructure, reduce, or eliminate debt through consumer proposals or bankruptcy. Our Licensed Insolvency Trustees work to protect personal assets and build a plan for business recovery.
Student Loan Debt in London
Student loan debt in London can delay your financial independence. Spergel helps determine if you qualify for relief through a consumer proposal or bankruptcy, particularly if more than seven years have passed since you left school. We provide strategies to reduce payments and ease financial stress.
Wage Garnishment in London
A wage garnishment in London can make it impossible to cover daily expenses. Filing a consumer proposal or bankruptcy with Spergel stops garnishments immediately by law. This protection lets you keep your income and focus on creating a sustainable financial future.
Why Choose Spergel?
For over 30 years, Spergel has been helping Canadians take control of their finances with compassionate, practical solutions.
In London, Spergel’s team will guide you through every step of your journey. You’ll work directly with a licensed insolvency trustee and will never be passed from person to person. Whether you need a consumer proposal option or another debt relief strategy, we’ll find the right solution together.
Take the First Step Toward Debt Freedom in London
Talking to a Licensed Insolvency Trustee in London, ON can change everything. Get compassionate, judgment-free advice and a clear plan to take control of your finances today.
Earning the Trust of Each and Every Person We Help
We’ve helped over 100,000 Canadians find relief from debt, and every story matters to us. Here’s what some of our clients have shared about their experiences:
Here’s How We Work
We’re here to simplify the journey to financial freedom from debt. Here’s what to expect when you reach out:
Start With a No-Pressure Free Consultation
Meet with a Licensed Insolvency Trustee to talk about your debt and your options.
Discuss Your Needs & Begin a Debt Help Solution
Together, we’ll create a plan that’s fair, affordable, and designed for your future.
Receive Continued Support Towards Your Debt Freedom
We’re with you every step of the way, helping you stay on track and rebuild confidence
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Not in London? Find Debt Help Closer to Home
With over 40 Spergel offices across Canada, you’re never far from the help you need. Many locations also offer evening and weekend appointments, because we believe debt relief should be accessible when you need it most.