Credit Counselling: Articles

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Discover helpful tips, expert insights, and answers to common questions about how credit counselling works — and how it could work for you.

Success Stories
Student Loan Debt

Sarah’s Story

From Budgeting Pro to Financial Freedom: Sarah’s Tale of Tracking Spending and Creating Big Savings

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See How Much You Could Save With a Consumer Proposal!

Not sure where to start? Our easy-to-use calculator helps you estimate how much a consumer proposal could reduce your debt.

Real Canadians. Real Success — Like Sarah

“In just three months, tracking my spending became a game-changer. I thought I was budgeting well, but the reality was eye-opening. Spergel helped me realize that the ‘small’ purchases were adding up. Thanks to their guidance, I saved $600 in just two months!”

– Sarah, Ontario

Credit Counselling
Credit Counselling

Sarah’s Story is just one of many

It shows that once you face your debt and get the right help, life can get better – quickly. Discover more Success Stories of Canadians we’ve helped, or reach out to us.

Helping Canadians Find Debt Relief

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