Articles
Declined for debt consolidation loan? Here’s what to do next
Getting declined for a debt consolidation loan can feel like hitting a dead end – but it’s far from the end of the road.
Debt Consolidation: FAQ
Get the facts, tips, and guidance you need to understand how debt consolidation works — and whether it’s the right choice for you.
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Read More About Debt Consolidation
Learn how consolidating debt can help you simplify your payments, reduce stress, and take back control of your finances.
Articles
Debt consolidation alternative: why a consumer proposal could be a smarter solution
If you’re feeling overwhelmed by debt, it’s completely natural to start by searching for debt consolidation loans.
Articles
Bankruptcy or debt consolidation: which is best for you?
When facing overwhelming debt, choosing between bankruptcy and debt consolidation can feel daunting.
Articles
Debt consolidation in BC: your options
Debt consolidation is a financial strategy that many individuals in British Columbia (BC) consider to manage their multiple debts more efficiently, or indeed to make it easier to repay their debt
Articles
How to get debt consolidation help for bad credit
Juggling multiple debts while carrying a credit score that may be lower than you would like can be extremely stressful.
Articles
How does debt consolidation work?
If you have discovered this article, you may have heard of debt consolidation, but not be entirely sure how it works or where to get started.
Articles
Credit card consolidation: a guide
Battling with unmanageable credit card debt? Got multiple credit cards and finding it difficult to stay on top of each of the payments? Credit card consolidation could be a good option for helping to simplify your debt, along with having a number of other benefits.
Articles
How to consolidate student loans
More Canadians than ever before are facing huge student loans upon leaving school. What is even more concerning is that many individuals with student loan debts are finding them increasingly difficult to repay.
Your Path to Simpler Payments Begins Here
Use our Debt Calculator to estimate how much you can save by consolidating your debt. It’s quick and easy.
Real Canadians. Real Success — Like Chelsey
“I am immensely grateful to the Spergel team for guiding me through a challenging financial crisis with empathy and expertise. From negotiating with my creditors to providing emotional support and financial education, Spergel transformed my situation from imminent bankruptcy to renewed stability. Spergel is not just a service; they are partners committed to empowering individuals through complex financial journeys, and boy, was mine complex.”
– Chelsey B., British Columbia
Chelsey's Story is just one of many
It shows that once you face your debt and get the right help, life can get better – quickly. Discover more Success Stories of Canadians we’ve helped, or reach out to us.
How We Help Others
Don’t take our word for it. See what some of our past clients have said.
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