Articles
Declaring bankruptcy to avoid paying debt: is it the right solution?
Financial difficulties can affect anyone, and it can leave you feeling burdened by a cycle of overwhelming debt.
Personal Bankruptcy: Articles
Explore expert insights, practical tips, and real-life guidance to help you understand how bankruptcy works.
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Read More About Personal Bankruptcy
Discover helpful insights and expert guidance on filing for personal bankruptcy in Canada.
Articles
What happens to your pension if you go bankrupt in Canada?
Getting ready for retirement, but worried about the amount of debt you’re facing? You might be considering your debt relief options, and while filing bankruptcy can feel like a daunting prospect for anyone, it’s important to understand how it affects your financial assets, particularly your pension.
Articles
Bankruptcy FAQs: everything you need to know
Filing for bankruptcy is a significant decision that can impact your financial future, potentially eliminating your unsecured debts and providing the means for a fresh start. At Spergel, the ‘get rid of debt’ people, we understand that the process of bankruptcy can seem overwhelming and confusing.
Articles
What is voluntary bankruptcy?
Financial struggles can be overwhelming, leaving many individuals and businesses searching for a way out of debt.
Articles
Bankruptcy exemptions by province in 2024
Are you considering filing for bankruptcy? Like many Canadians, you might be under the impression that you lose everything when you file.
Articles
Ontario bankruptcy exemptions – assets you can keep
If you are facing insolvency, you will likely have many questions about your assets.
Articles
Surplus income limits 2024
Each year, the Office of the Superintendent of Bankruptcy announces the new surplus income limits for individuals filing bankruptcy.
Articles
Can your debt survive a bankruptcy in Canada?
Handling any unmanageable debt that you have can be a stressful and intimidating experience.
Articles
Who pays for bankruptcies in Canada?
Bankruptcy is a legal process designed to offer relief to individuals and businesses overwhelmed by debt, allowing them to re-organize or liquidate their assets to repay creditors.
Articles
How bankruptcy works in Ontario
Bankruptcy is a legal process that allows individuals and businesses in Ontario and the rest of Canada to manage their overwhelming debts and regain financial stability.
Articles
Duties in bankruptcy law
Bankruptcy is a legal process that allows individuals and businesses facing major financial challenges to gain debt relief and begin a fresh financial future.
Articles
Credit counselling or bankruptcy – which is best?
Dealing with overwhelming debt can be a stressful and challenging experience, but this happens to more Canadians than you might think.
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Real Canadians. Real Success — Like David
“Spergel has been a true lifesaver for me. Facing overwhelming debts and a very challenging time in my life in general, they expertly navigated me through the bankruptcy process with compassion and efficiency. Their hands-on approach made the process seamless. Now, I’m on the road to financial recovery, free from the burdens of the past. Thank you, Spergel, for providing the support I needed for a fresh start.”
– David, Ontario
David’s Story is just one of many
David’s story is just one example of how bankruptcy, when guided by the right support, can offer real hope and lasting relief. Whether you’re dealing with personal loans, tax debt, or creditor pressure, bankruptcy can be a lifeline. Explore more Success Stories from Canadians we’ve helped — or reach out so we can help you, too.
They Said It Best
Don’t take our word for it. See what some of our past clients have said.
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