Explore expert insights, practical tips, and real-life guidance to help you understand how bankruptcy works.
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Discover helpful insights and expert guidance on filing for personal bankruptcy in Canada.
Ever wondered how many times can an individual file bankruptcy? Perhaps you have already filed bankruptcy once before, and may find yourself in a situation where you are facing overwhelming debt once again.
In Canada, tax debt is a very common occurrence. It is easy for any of us to create, particularly if you have worked an extra job, or taken out RRSP funds early for an emergency or to make a large purchase.
Contrary to popular belief, the vast majority of Canadians who file bankruptcy can keep their car or vehicle.
From overwhelming debt to financial freedom: David’s bankruptcy success story
Questions around surplus income are very common when Canadians are searching for debt relief solutions, or indeed considering filing bankruptcy.
Bankruptcy is an excellent form of debt relief for many, clearing unsecured debt and enabling individuals to have a fresh financial future.
Bankruptcy is one of the most common forms of debt relief in Canada, offering a much needed fresh financial start for many individuals.
Not sure where to start? Our easy-to-use calculator helps you estimate how much a consumer proposal could reduce your debt.
“Spergel has been a true lifesaver for me. Facing overwhelming debts and a very challenging time in my life in general, they expertly navigated me through the bankruptcy process with compassion and efficiency. Their hands-on approach made the process seamless. Now, I’m on the road to financial recovery, free from the burdens of the past. Thank you, Spergel, for providing the support I needed for a fresh start.”
– David, Ontario
David’s story is just one example of how bankruptcy, when guided by the right support, can offer real hope and lasting relief. Whether you’re dealing with personal loans, tax debt, or creditor pressure, bankruptcy can be a lifeline. Explore more Success Stories from Canadians we’ve helped — or reach out so we can help you, too.
Don’t take our word for it. See what some of our past clients have said.
Let’s find out if you qualify. Contact us to set up a conversation about your situation.
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From your phone, you will be connected with one of our Licensed Insolvency Trustees (LITs) during our regular business hours.
Monday to Friday 8am – 7pm EST
Saturday 9am – 4pm EST
Sunday 10am – 5pm EST
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